Prime Financial
Cudahy, WI · Charter 66449 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 5 branches
Q2 2026
$161.3MAssets
$130.3MLoans
$137.3MShares
$16.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 3 of 15).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 14 of 15).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.71%
Rank 9 of 15
Net Interest Margin
5.04%
Rank 3 of 15
Efficiency Ratio
84.84%
Rank 11 of 15
Equity / Assets
10.09%
Rank 14 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.50% | 0.76% | 1.34% | Beats 40% | 9 / 15 | |
| Return on Equity | 7.01% | 2.37% | 4.90% | 7.95% | Beats 67% | 5 / 15 | |
| Net Interest Margin | 5.04% | 3.53% | 4.50% | 4.86% | Beats 80% | 3 / 15 | |
| Efficiency Ratio | 84.84% | 69.88% | 80.52% | 87.17% | Beats 33% | 11 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.50% | 0.06% | 0.45% | 1.49% | Beats 20% | 13 / 15 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.09% | 10.98% | 17.30% | 27.61% | Beats 7% | 14 / 15 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.09% | 10.98% | 17.30% | 27.61% | Beats 7% | 14 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 94.92% | 50.66% | 78.47% | 90.72% | 80th pctl | 3 / 15 | |
| Loans / Assets | 80.81% | 44.38% | 58.78% | 71.82% | 93rd pctl | 1 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |