Shipbuilders
Manitowoc, WI · Charter 66444 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 3 branches
Q3 2024
$119.4MAssets
$86.2MLoans
$105.4MShares
$13.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 61% of credit unions under $1B in assets (rank 688 of 1757).
- Widest gap: efficiency ratio trails 62% of credit unions under $1B in assets (rank 1091 of 1754).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.70%
Rank 881 of 1,761
Net Interest Margin
3.42%
Rank 1,038 of 1,761
Efficiency Ratio
82.03%
Rank 1,091 of 1,754
Equity / Assets
11.58%
Rank 1,027 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.26% | 0.70% | 1.22% | Beats 50% | 881 / 1,761 | | |
| Return on Equity | 6.02% | 2.09% | 5.52% | 9.08% | Beats 53% | 819 / 1,761 | | |
| Net Interest Margin | 3.42% | 3.03% | 3.59% | 4.25% | Beats 41% | 1,038 / 1,761 | | |
| Efficiency Ratio | 82.03% | 68.95% | 77.94% | 87.14% | Beats 38% | 1,091 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.27% | Beats 61% | 688 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.58% | 10.05% | 12.42% | 15.87% | Beats 42% | 1,028 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.58% | 10.05% | 12.42% | 15.87% | Beats 42% | 1,027 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.73% | 56.21% | 73.13% | 85.64% | 66th pctl | 597 / 1,759 | | |
| Loans / Assets | 72.16% | 47.85% | 62.48% | 73.19% | 73rd pctl | 476 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |