Indianhead
Spooner, WI · Charter 66434 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$101.2MAssets
$68.7MLoans
$83.5MShares
$15.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 87% of credit unions under $1B in assets (rank 225 of 1683).
- Widest gap: nonperforming loans / loans trails 56% of credit unions under $1B in assets (rank 944 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.55%
Rank 225 of 1,683
Net Interest Margin
4.22%
Rank 488 of 1,683
Efficiency Ratio
66.69%
Rank 351 of 1,682
Equity / Assets
14.98%
Rank 556 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.55% | 0.35% | 0.74% | 1.18% | Beats 87% | 225 / 1,683 | |
| Return on Equity | 10.36% | 2.67% | 5.89% | 8.74% | Beats 85% | 251 / 1,681 | |
| Net Interest Margin | 4.22% | 3.31% | 3.82% | 4.32% | Beats 71% | 488 / 1,683 | |
| Efficiency Ratio | 66.69% | 68.91% | 78.20% | 86.93% | Beats 79% | 351 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.26% | 0.65% | 1.29% | Beats 44% | 944 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.98% | 10.44% | 12.89% | 16.53% | Beats 67% | 556 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.98% | 10.44% | 12.89% | 16.53% | Beats 67% | 556 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.26% | 52.61% | 69.38% | 83.50% | 74th pctl | 444 / 1,683 | |
| Loans / Assets | 67.87% | 44.71% | 59.18% | 70.72% | 69th pctl | 525 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |