Green Bay, WI · Charter 66433
NCUA · 1 branch
Q1 2017
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.80% | 0.58% | 0.46% | 0.02% | 0.04% | 0.04% | 0.05% | -16.56% | -1,658 bps | |
| Return on Equity | 5.87% | 3.99% | 3.20% | 0.11% | 0.27% | 0.27% | 0.32% | -157.62% | -15,773 bps | |
| Net Interest Margin | 2.78% | 2.87% | 2.83% | 2.63% | 2.55% | 2.63% | 2.68% | -12.36% | -1,499 bps | |
| Efficiency Ratio | 100.07% | 99.57% | 98.90% | 99.06% | 98.35% | 98.42% | 98.21% | n/a | n/a | |
| Growth | ||||||||||
| Asset Growth (YoY) | -15.47% | -15.52% | -5.18% | -5.54% | -3.52% | 1.38% | 0.90% | -5.20% | +35 bps | |
| Loan Growth (YoY) | 2.56% | -7.53% | -8.77% | -14.20% | -15.77% | -10.62% | -8.58% | -11.58% | +262 bps | |
| Share Growth (YoY) | -17.82% | -18.00% | -6.19% | -6.92% | -3.83% | 2.02% | 1.14% | -1.07% | +584 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.27% | 0.47% | 0.68% | 0.21% | 0.00% | 0.00% | 0.00% | -68 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.86% | 0.96% | 1.00% | 1.04% | 1.03% | 1.08% | 1.10% | 1.05% | +1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.63% | 14.43% | 14.36% | 13.84% | 13.86% | 13.97% | 14.28% | 10.51% | -334 bps | |
| Net Worth / Assets | 13.63% | 14.43% | 14.36% | 13.84% | 13.86% | 13.97% | 14.28% | 10.51% | -334 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 110.77% | 107.02% | 104.24% | 96.41% | 97.02% | 93.77% | 94.22% | 86.17% | -1,024 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |