Madison
Madison, WI · Charter 66431 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$65.1MAssets
$26.5MLoans
$57.4MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 83% of credit unions under $1B in assets (rank 290 of 1681).
- Widest gap: equity / assets trails 68% of credit unions under $1B in assets (rank 1145 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.09%
Rank 502 of 1,683
Net Interest Margin
3.91%
Rank 755 of 1,683
Efficiency Ratio
66.23%
Rank 333 of 1,682
Equity / Assets
11.04%
Rank 1,145 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.35% | 0.74% | 1.18% | Beats 70% | 502 / 1,683 | | |
| Return on Equity | 9.91% | 2.67% | 5.89% | 8.74% | Beats 83% | 290 / 1,681 | | |
| Net Interest Margin | 3.91% | 3.31% | 3.82% | 4.32% | Beats 55% | 755 / 1,683 | | |
| Efficiency Ratio | 66.23% | 68.91% | 78.20% | 86.93% | Beats 80% | 333 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.82% | 0.26% | 0.65% | 1.29% | Beats 42% | 975 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.04% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,145 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.04% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,145 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.16% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,387 / 1,683 | | |
| Loans / Assets | 40.70% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,342 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |