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Columbia Hospital Employees

Milwaukee, WI · Charter 66394

Q2 2002

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2002, the quarter ended June 30, 2002, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Columbia Hospital Employees

Milwaukee, WI · Charter 66394

Q2 2002

$1.9MAssets
$1.5MLoans
$1.6MShares
$299KNet Worth

Executive Summary

  • Earnings: ROA of -6.93%, down 850 bps year over year; NIM at 5.55%.
  • Asset quality: problem loans at 4.56% of loans (+209 bps YoY).
  • Capital: net worth / assets of 15.39%.
  • Funding: loans stand at 98.58% of shares as of Q2 2002.

Return on Assets (YTD, annualized)

-6.93%-850 bps YoY

Net Interest Margin (YTD, annualized)

5.55%+29 bps YoY

Efficiency Ratio (YTD, annualized)

165.02%+9,331 bps YoY

Net Worth / Assets

15.39%

Year to date, annualized, through each quarter.

MetricQ4 1998Q2 1999Q4 1999Q2 2000Q4 2000Q2 2001Q4 2001Q2 2002YoY ΔTrend
Earnings
Return on Assets4.71%3.12%0.89%1.57%0.92%0.97%0.80%-6.93%-850 bps
Return on Equityn/an/an/an/a4.29%4.68%3.69%-45.05%n/a
Net Interest Marginn/an/a5.39%5.26%6.54%6.37%6.22%5.55%+29 bps
Efficiency Ration/an/a84.29%71.71%77.59%78.60%84.15%165.02%+9,331 bps
Growth
Asset Growth (YoY)1.02%0.39%-4.83%4.77%2.55%-1.47%4.41%6.35%+158 bps
Loan Growth (YoY)2.95%-6.05%4.39%29.09%39.83%33.06%12.35%13.51%-1,558 bps
Share Growth (YoY)-3.73%-4.04%-10.24%1.64%-0.58%-4.12%3.82%8.07%+643 bps
Asset Quality
Delinquent Loans / Loans1.63%2.10%2.52%2.47%3.83%1.49%1.62%4.56%+209 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.28%1.28%0.96%0.88%0.76%0.76%0.54%2.76%+187 bps
Capital
Risk-Based Capitaln/an/an/an/a21.54%20.79%21.66%15.39%n/a
Net Worth / Assetsn/an/an/an/a21.54%20.79%21.66%15.39%n/a
Liquidity & Funding
Loans / Shares83.87%74.96%94.02%93.85%117.95%104.03%101.75%98.58%+472 bps
Liquid Assets / Assets30.43%32.63%11.98%19.82%8.27%17.12%19.44%20.57%+75 bps