Columbus, OH · Charter 66376
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.23% | 0.31% | 0.43% | 0.70% | 0.71% | 0.78% | 0.67% | 0.99% | +28 bps | |
| Return on Equity | 2.10% | 2.80% | 4.16% | 6.83% | 6.92% | 7.42% | 6.39% | 9.10% | +228 bps | |
| Net Interest Margin | 3.22% | 3.13% | 3.23% | 3.19% | 3.30% | 3.41% | 3.34% | 3.39% | +20 bps | |
| Efficiency Ratio | 76.42% | 74.77% | 78.11% | 74.73% | 74.52% | 74.10% | 78.50% | 74.26% | -47 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.66% | 8.20% | 10.64% | 19.10% | 20.48% | 15.56% | 11.35% | 2.39% | -1,671 bps | |
| Loan Growth (YoY) | 6.72% | 7.50% | 9.88% | 18.08% | 18.20% | 18.33% | 10.12% | -0.93% | -1,901 bps | |
| Share Growth (YoY) | 5.82% | 13.41% | 9.59% | 17.98% | 19.12% | 13.23% | 10.65% | 1.35% | -1,662 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.75% | 0.84% | 0.89% | 0.92% | 1.01% | 1.01% | 0.89% | 1.08% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.85% | 10.97% | 10.39% | 10.30% | 10.31% | 10.58% | 10.46% | 10.84% | +54 bps | |
| Net Worth / Assets | 10.85% | 10.97% | 10.39% | 10.30% | 10.31% | 10.58% | 10.46% | 10.84% | +54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.14% | 75.91% | 75.25% | 78.46% | 78.53% | 79.34% | 74.89% | 76.69% | -177 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |