Brotherhood
Lynn, MA · Charter 66350 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 3 branches
Q2 2026
$125.2MAssets
$62.7MLoans
$69.7MShares
$54.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 1 of 66).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 58 of 66).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
3.55%
Rank 1 of 66
Net Interest Margin
2.70%
Rank 58 of 66
Efficiency Ratio
45.70%
Rank 1 of 66
Equity / Assets
43.67%
Rank 2 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.55% | 0.38% | 0.59% | 1.00% | Beats 98% | 1 / 66 | | |
| Return on Equity | 8.13% | 2.62% | 4.89% | 6.39% | Beats 86% | 9 / 66 | | |
| Net Interest Margin | 2.70% | 2.83% | 3.27% | 3.84% | Beats 12% | 58 / 66 | | |
| Efficiency Ratio | 45.70% | 68.43% | 80.15% | 87.18% | Beats 100% | 1 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.08% | 0.48% | 1.18% | Beats 26% | 50 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 43.67% | 9.84% | 13.79% | 17.21% | Beats 97% | 2 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 43.67% | 9.84% | 13.79% | 17.21% | Beats 97% | 2 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.88% | 50.73% | 71.54% | 81.61% | 86th pctl | 9 / 66 | | |
| Loans / Assets | 50.06% | 40.53% | 57.05% | 68.92% | 38th pctl | 41 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |