Seattle, WA · Charter 66349
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.09% | 0.13% | -0.07% | 0.04% | 0.07% | 0.20% | 0.40% | 0.56% | +52 bps | |
| Return on Equity | 1.08% | 1.45% | -0.82% | 0.43% | 0.81% | 2.21% | 4.44% | 6.10% | +567 bps | |
| Net Interest Margin | 3.06% | 3.03% | 3.29% | 3.38% | 3.48% | 3.52% | 3.84% | 3.93% | +55 bps | |
| Efficiency Ratio | 89.19% | 90.27% | 89.30% | 88.12% | 85.68% | 83.87% | 81.22% | 79.53% | -859 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.71% | -3.33% | -3.06% | 0.24% | -0.22% | -1.09% | -1.45% | -0.02% | -26 bps | |
| Loan Growth (YoY) | -9.87% | -6.83% | -1.79% | -0.56% | -0.06% | 1.63% | 3.01% | 2.92% | +348 bps | |
| Share Growth (YoY) | -4.98% | 0.46% | -1.26% | 2.69% | 1.29% | -4.03% | -2.60% | -2.19% | -488 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.32% | 0.37% | 0.42% | 0.66% | 0.57% | 0.83% | 0.69% | 0.60% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.81% | 8.66% | 8.65% | 8.80% | 8.95% | 8.96% | 9.02% | 9.19% | +39 bps | |
| Net Worth / Assets | 8.81% | 8.66% | 8.65% | 8.80% | 8.95% | 8.96% | 9.02% | 9.19% | +39 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.21% | 89.27% | 87.58% | 89.10% | 90.98% | 94.54% | 92.63% | 93.75% | +465 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |