Tacoma, WA · Charter 66331
NCUA · 27 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.50% | 0.46% | 0.43% | 0.51% | 0.50% | 0.51% | 0.83% | 0.94% | +43 bps | |
| Return on Equity | 4.33% | 4.21% | 3.95% | 4.68% | 4.63% | 4.73% | 7.81% | 8.57% | +390 bps | |
| Net Interest Margin | 2.98% | 2.88% | 3.16% | 3.23% | 3.22% | 3.20% | 3.16% | 3.41% | +18 bps | |
| Efficiency Ratio | 76.02% | 76.31% | 77.02% | 74.94% | 74.41% | 72.85% | 68.02% | 67.09% | -786 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.42% | 8.68% | 5.96% | 7.72% | 9.26% | 5.57% | 9.16% | 6.22% | -150 bps | |
| Loan Growth (YoY) | 5.57% | 10.75% | 12.93% | 13.84% | 11.33% | 5.70% | 4.75% | 6.20% | -764 bps | |
| Share Growth (YoY) | 5.29% | 6.93% | 8.10% | 10.06% | 11.48% | 10.52% | 9.59% | 6.09% | -397 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.65% | 0.75% | 1.02% | 1.19% | 1.43% | 1.72% | 1.63% | 1.18% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.44% | 10.84% | 10.96% | 10.96% | 10.90% | 10.74% | 10.60% | 11.01% | +5 bps | |
| Net Worth / Assets | 11.44% | 10.84% | 10.96% | 10.96% | 10.90% | 10.74% | 10.60% | 11.01% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.66% | 94.48% | 92.61% | 93.61% | 92.54% | 90.36% | 88.52% | 93.71% | +10 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |