Tacoma, WA · Charter 66331
NCUA · 27 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
54
Asset Quality
20
Profitability
59
Liquidity
62
Efficiency
68
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Tacoma, WA · Charter 66331
NCUA · 27 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.50% | 0.46% | 0.43% | 0.51% | 0.50% | 0.51% | 0.83% | 0.94% | +43 bps | |
| Return on Equity | 4.33% | 4.21% | 3.95% | 4.68% | 4.63% | 4.73% | 7.81% | 8.57% | +390 bps | |
| Net Interest Margin | 2.98% | 2.88% | 3.16% | 3.23% | 3.22% | 3.20% | 3.16% | 3.41% | +18 bps | |
| Efficiency Ratio | 76.02% | 76.31% | 77.02% | 74.94% | 74.41% | 72.85% | 68.02% | 67.09% | -786 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.42% | 8.68% | 5.96% | 7.72% | 9.26% | 5.57% | 9.16% | 6.22% | -150 bps | |
| Loan Growth (YoY) | 5.57% | 10.75% | 12.93% | 13.84% | 11.33% | 5.70% | 4.75% | 6.20% | -764 bps | |
| Share Growth (YoY) | 5.29% | 6.93% | 8.10% | 10.06% | 11.48% | 10.52% | 9.59% | 6.09% | -397 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.65% | 0.75% | 1.02% | 1.19% | 1.43% | 1.72% | 1.63% | 1.18% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.44% | 10.84% | 10.96% | 10.96% | 10.90% | 10.74% | 10.60% | 11.01% | +5 bps | |
| Net Worth / Assets | 11.44% | 10.84% | 10.96% | 10.96% | 10.90% | 10.74% | 10.60% | 11.01% | +5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.66% | 94.48% | 92.61% | 93.61% | 92.54% | 90.36% | 88.52% | 93.71% | +10 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Tacoma, WA · Charter 66331 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 27 branches
Q2 2026
Return on Assets
0.94%
Rank 162 of 435
Net Interest Margin
3.41%
Rank 212 of 435
Efficiency Ratio
67.09%
Rank 139 of 435
Equity / Assets
11.01%
Rank 201 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.94% | 0.55% | 0.81% | 1.14% | Beats 63% | 162 / 435 | ||
| Return on Equity | 8.57% | 5.12% | 7.41% | 9.70% | Beats 64% | 156 / 435 | ||
| Net Interest Margin | 3.41% | 3.01% | 3.39% | 3.75% | Beats 51% | 212 / 435 | ||
| Efficiency Ratio | 67.09% | 65.25% | 71.39% | 77.86% | Beats 68% | 139 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.18% | 0.45% | 0.69% | 1.05% | Beats 20% | 349 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.01% | 9.81% | 10.84% | 12.63% | Beats 54% | 201 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.01% | 9.81% | 10.84% | 12.63% | Beats 54% | 201 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 93.71% | 78.33% | 88.38% | 95.61% | 69th pctl | 135 / 435 | ||
| Loans / Assets | 80.64% | 67.69% | 74.58% | 80.80% | 75th pctl | 110 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||