Wright-Patt Credit Union, Inc.
Beavercreek, OH · Charter 66328 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 40 branches
Q2 2026
$9.5BAssets
$6.8BLoans
$8.2BShares
$1.1BNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 81% of credit unions $1B-$10B in assets (rank 82 of 435).
- Widest gap: nonperforming loans / loans trails 78% of credit unions $1B-$10B in assets (rank 339 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.14%
Rank 109 of 435
Net Interest Margin
3.61%
Rank 151 of 435
Efficiency Ratio
62.18%
Rank 82 of 435
Equity / Assets
11.32%
Rank 174 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.55% | 0.81% | 1.14% | Beats 75% | 109 / 435 | |
| Return on Equity | 10.03% | 5.12% | 7.41% | 9.70% | Beats 77% | 98 / 435 | |
| Net Interest Margin | 3.61% | 3.01% | 3.39% | 3.75% | Beats 65% | 151 / 435 | |
| Efficiency Ratio | 62.18% | 65.25% | 71.39% | 77.86% | Beats 81% | 82 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.45% | 0.69% | 1.05% | Beats 22% | 339 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 174 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 174 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 83.70% | 78.33% | 88.38% | 95.61% | 37th pctl | 274 / 435 | |
| Loans / Assets | 71.64% | 67.69% | 74.58% | 80.80% | 38th pctl | 270 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |