Weyco Community
Plymouth, NC · Charter 66324 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$115.5MAssets
$70.3MLoans
$103.6MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 29% of credit unions under $1B in assets (rank 1196 of 1681).
- Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets (rank 1477 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.31%
Rank 1,301 of 1,683
Net Interest Margin
3.00%
Rank 1,457 of 1,683
Efficiency Ratio
85.93%
Rank 1,220 of 1,682
Equity / Assets
9.94%
Rank 1,357 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,301 / 1,683 | |
| Return on Equity | 3.15% | 2.67% | 5.89% | 8.74% | Beats 29% | 1,196 / 1,681 | |
| Net Interest Margin | 3.00% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,457 / 1,683 | |
| Efficiency Ratio | 85.93% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,220 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.21% | 0.26% | 0.65% | 1.29% | Beats 12% | 1,477 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.94% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,357 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.94% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,357 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 67.87% | 52.61% | 69.38% | 83.50% | 47th pctl | 884 / 1,683 | |
| Loans / Assets | 60.90% | 44.71% | 59.18% | 70.72% | 54th pctl | 776 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |