Healthshare
Greensboro, NC · Charter 66317 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$50.5MAssets
$39.2MLoans
$43.1MShares
$6.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions under $1B in assets (rank 312 of 1683).
- Widest gap: return on equity trails 84% of credit unions under $1B in assets (rank 1420 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.14%
Rank 1,420 of 1,683
Net Interest Margin
4.54%
Rank 312 of 1,683
Efficiency Ratio
90.32%
Rank 1,390 of 1,682
Equity / Assets
13.31%
Rank 767 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,420 / 1,683 | | |
| Return on Equity | 1.07% | 2.67% | 5.89% | 8.74% | Beats 16% | 1,420 / 1,681 | | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 81% | 312 / 1,683 | | |
| Efficiency Ratio | 90.32% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,390 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.26% | 0.65% | 1.29% | Beats 70% | 498 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.31% | 10.44% | 12.89% | 16.53% | Beats 54% | 767 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.31% | 10.44% | 12.89% | 16.53% | Beats 54% | 767 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.01% | 52.61% | 69.38% | 83.50% | 88th pctl | 202 / 1,683 | | |
| Loans / Assets | 77.67% | 44.71% | 59.18% | 70.72% | 88th pctl | 199 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |