PackageTrendsPeer
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Priority Plus

Wilmington, DE · Charter 663

NCUA · 1 branch

Q2 2026

$23.3MAssets
$8.0MLoans
$19.2MShares
$4.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.00%, down 46 bps year over year; NIM at 3.12%.
  • Asset quality: problem loans at 1.10% of loans (+11 bps YoY).
  • Capital: net worth / assets of 17.62%, down 19 bps from a year ago.
  • Funding: loans stand at 41.80% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.00%-46 bps YoY

Net Interest Margin (quarter, annualized)

3.12%-5 bps YoY

Efficiency Ratio (quarter, annualized)

94.26%+599 bps YoY

Net Worth / Assets

17.62%-19 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.46%0.41%0.38%-0.06%0.00%-46 bps
Return on Equity2.57%2.31%2.16%-0.34%-0.01%-258 bps
Net Interest Margin3.17%3.13%3.20%3.14%3.12%-5 bps
Efficiency Ratio88.27%87.57%88.59%96.06%94.26%+599 bps
Growth
Asset Growth (YoY)-5.23%0.10%1.62%-1.69%1.90%+713 bps
Loan Growth (YoY)-0.88%-7.36%-9.67%-12.25%-11.31%-1,043 bps
Share Growth (YoY)-6.80%-0.46%1.50%-2.26%2.19%+899 bps
Asset Quality
Delinquent Loans / Loans0.98%1.23%0.92%0.82%1.10%+11 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.81%17.66%17.68%17.93%17.62%-19 bps
Net Worth / Assets17.81%17.66%17.68%17.93%17.62%-19 bps
Liquidity & Funding
Loans / Shares48.17%44.86%43.48%42.61%41.80%-637 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps