Chicago, IL · Charter 66296
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.68% | 0.80% | 30.96% | 13.95% | 7.91% | 0.00% | 1.35% | -0.87% | -1,482 bps | |
| Return on Equity | 33.32% | 6.71% | 166.63% | 78.40% | 47.81% | 0.00% | 13.04% | -9.20% | -8,760 bps | |
| Net Interest Margin | 7.59% | 5.74% | 7.03% | 6.72% | 6.39% | 5.80% | 6.67% | 6.55% | -17 bps | |
| Efficiency Ratio | 86.49% | 97.36% | 35.30% | 49.14% | 60.57% | 100.00% | 79.77% | 110.76% | +6,162 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.04% | -11.30% | -2.63% | 4.07% | 6.35% | 12.03% | 9.22% | 9.72% | +565 bps | |
| Loan Growth (YoY) | 17.88% | 4.46% | -1.94% | -11.49% | -6.23% | -0.46% | 10.19% | 15.39% | +2,687 bps | |
| Share Growth (YoY) | 11.74% | 9.70% | 8.43% | 4.58% | 6.73% | 9.64% | 16.42% | 18.00% | +1,342 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.65% | 4.75% | 5.33% | 3.14% | 2.83% | 2.73% | 2.94% | 2.90% | -24 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.03% | 11.87% | 18.58% | 17.79% | 16.54% | 10.68% | 10.35% | 9.50% | -829 bps | |
| Net Worth / Assets | 14.03% | 11.87% | 18.58% | 17.79% | 16.54% | 10.68% | 10.35% | 9.50% | -829 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.15% | 62.27% | 54.91% | 52.59% | 56.36% | 56.53% | 51.97% | 51.43% | -116 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |