Hartford, CT · Charter 6628
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.87% | 1.05% | 1.15% | 1.67% | 1.49% | +62 bps | |
| Return on Equity | 9.31% | 10.56% | 11.60% | 16.53% | 14.19% | +487 bps | |
| Net Interest Margin | 4.50% | 4.63% | 4.51% | 4.60% | 4.69% | +19 bps | |
| Efficiency Ratio | 81.10% | 78.24% | 75.06% | 70.81% | 72.96% | -814 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.69% | 8.85% | 8.99% | 7.33% | 3.56% | -413 bps | |
| Loan Growth (YoY) | -4.52% | -3.41% | -2.26% | -0.62% | -3.90% | +62 bps | |
| Share Growth (YoY) | 7.29% | 8.37% | 9.70% | 5.86% | 2.73% | -456 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.77% | 1.23% | 0.41% | 0.77% | 1.47% | +70 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.38% | 9.92% | 9.90% | 10.08% | 10.52% | +114 bps | |
| Net Worth / Assets | 9.38% | 9.92% | 9.90% | 10.08% | 10.52% | +114 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.23% | 68.84% | 65.74% | 63.78% | 62.89% | -434 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |