Eddyville, NE · Charter 66274
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.84% | 0.67% | 0.11% | 2.93% | 0.77% | -7 bps | |
| Return on Equity | 3.82% | 2.96% | 0.47% | 13.44% | 4.21% | +39 bps | |
| Net Interest Margin | 5.57% | 5.58% | 6.10% | 7.17% | 4.39% | -118 bps | |
| Efficiency Ratio | 84.09% | 87.44% | 97.19% | 61.19% | 82.24% | -184 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.73% | 4.81% | 3.22% | -0.12% | 20.94% | +1,622 bps | |
| Loan Growth (YoY) | -12.66% | -18.48% | 14.83% | -6.94% | -9.72% | +294 bps | |
| Share Growth (YoY) | 10.23% | 4.37% | 2.65% | -1.09% | 27.10% | +1,688 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 6.60% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.90% | 4.27% | 3.71% | 4.74% | 4.50% | +60 bps | |
| Capital | |||||||
| Risk-Based Capital | 21.96% | 22.48% | 22.67% | 21.78% | 18.28% | -368 bps | |
| Net Worth / Assets | 21.96% | 22.48% | 22.67% | 21.78% | 18.28% | -368 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 53.38% | 51.14% | 61.60% | 44.06% | 37.92% | -1,547 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |