Lincoln, NE · Charter 66268
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 1.00% | 1.01% | 0.95% | 0.99% | 0.80% | 1.10% | 1.10% | +15 bps | |
| Return on Equity | 8.02% | 7.82% | 7.91% | 7.14% | 7.14% | 5.77% | 8.07% | 7.82% | +67 bps | |
| Net Interest Margin | 4.16% | 4.22% | 4.43% | 4.58% | 4.73% | 4.50% | 4.60% | 4.74% | +16 bps | |
| Efficiency Ratio | 73.80% | 73.41% | 73.38% | 74.05% | 73.45% | 75.16% | 71.33% | 71.34% | -271 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.79% | -3.27% | 0.58% | -0.19% | -2.14% | -1.58% | -0.24% | 0.35% | +53 bps | |
| Loan Growth (YoY) | 2.76% | 3.07% | 4.50% | 2.09% | 0.38% | -0.75% | -3.77% | -2.37% | -446 bps | |
| Share Growth (YoY) | -2.54% | -0.68% | 2.25% | 0.10% | -1.28% | -2.48% | -1.32% | -0.92% | -102 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.66% | 0.66% | 0.67% | 1.10% | 1.35% | 1.46% | 0.83% | 0.91% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.58% | 12.79% | 12.77% | 13.29% | 13.85% | 13.79% | 13.59% | 14.11% | +81 bps | |
| Net Worth / Assets | 12.58% | 12.79% | 12.77% | 13.29% | 13.85% | 13.79% | 13.59% | 14.11% | +81 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.96% | 72.90% | 71.79% | 74.16% | 76.22% | 74.19% | 70.00% | 73.07% | -109 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |