Membersown
Lincoln, NE · Charter 66268 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$109.3MAssets
$68.9MLoans
$94.3MShares
$15.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets (rank 236 of 1683).
- Widest gap: nonperforming loans / loans trails 63% of credit unions under $1B in assets (rank 1056 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.10%
Rank 497 of 1,683
Net Interest Margin
4.74%
Rank 236 of 1,683
Efficiency Ratio
71.34%
Rank 511 of 1,682
Equity / Assets
14.11%
Rank 660 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.35% | 0.74% | 1.18% | Beats 70% | 497 / 1,683 | |
| Return on Equity | 7.82% | 2.67% | 5.89% | 8.74% | Beats 68% | 537 / 1,681 | |
| Net Interest Margin | 4.74% | 3.31% | 3.82% | 4.32% | Beats 86% | 236 / 1,683 | |
| Efficiency Ratio | 71.34% | 68.91% | 78.20% | 86.93% | Beats 70% | 511 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.26% | 0.65% | 1.29% | Beats 37% | 1,056 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 660 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.11% | 10.44% | 12.89% | 16.53% | Beats 61% | 660 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 73.07% | 52.61% | 69.38% | 83.50% | 57th pctl | 723 / 1,683 | |
| Loans / Assets | 63.04% | 44.71% | 59.18% | 70.72% | 58th pctl | 701 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |