Yale-New Haven Healthcare
New Haven, CT · Charter 6626 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 5 branches
Q4 2024
$63.4MAssets
$46.2MLoans
$55.3MShares
$8.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 65% of credit unions under $1B in assets (rank 604 of 1723).
- Widest gap: efficiency ratio trails 88% of credit unions under $1B in assets (rank 1514 of 1721).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.18%
Rank 1,373 of 1,724
Net Interest Margin
3.96%
Rank 604 of 1,723
Efficiency Ratio
94.86%
Rank 1,514 of 1,721
Equity / Assets
13.57%
Rank 690 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.25% | 0.67% | 1.13% | Beats 20% | 1,373 / 1,724 | |
| Return on Equity | 1.29% | 1.95% | 5.34% | 8.54% | Beats 20% | 1,384 / 1,723 | |
| Net Interest Margin | 3.96% | 3.03% | 3.61% | 4.27% | Beats 65% | 604 / 1,723 | |
| Efficiency Ratio | 94.86% | 69.84% | 78.36% | 87.50% | Beats 12% | 1,514 / 1,721 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.28% | 0.70% | 1.38% | Beats 59% | 700 / 1,721 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.57% | 10.16% | 12.41% | 16.03% | Beats 60% | 691 / 1,724 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.57% | 10.15% | 12.41% | 16.03% | Beats 60% | 690 / 1,723 | |
| Liquidity & Funding |
| Loans / Deposits | 83.50% | 55.95% | 72.66% | 85.34% | 71st pctl | 494 / 1,722 | |
| Loans / Assets | 72.95% | 47.91% | 62.00% | 72.82% | 75th pctl | 423 / 1,723 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |