New Orleans, LA · Charter 66259
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.30% | 1.76% | 1.57% | -0.68% | -0.40% | -270 bps | |
| Return on Equity | 5.03% | 3.80% | 3.16% | -1.43% | -0.86% | -589 bps | |
| Net Interest Margin | 5.09% | 5.25% | 5.21% | 4.63% | 4.71% | -38 bps | |
| Efficiency Ratio | 59.74% | 70.00% | 73.46% | 113.14% | 96.21% | +3,647 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.92% | -0.63% | 1.73% | 1.89% | 0.40% | -53 bps | |
| Loan Growth (YoY) | 8.00% | 2.54% | 8.53% | -2.24% | -7.00% | -1,501 bps | |
| Share Growth (YoY) | -2.56% | -4.79% | -0.87% | 0.24% | -1.51% | +105 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.81% | 1.26% | 1.27% | 0.86% | 1.02% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.75% | 2.89% | 2.99% | 3.21% | 3.62% | -13 bps | |
| Capital | |||||||
| Risk-Based Capital | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Net Worth / Assets | 45.77% | 46.17% | 49.68% | 47.28% | 46.81% | +104 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.97% | 58.39% | 71.31% | 58.84% | 56.62% | -335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |