Questa, NM · Charter 66252
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.15% | 2.16% | 2.28% | 3.27% | 3.20% | +105 bps | |
| Return on Equity | 10.49% | 10.19% | 10.49% | 14.55% | 13.75% | +326 bps | |
| Net Interest Margin | 5.09% | 5.16% | 5.15% | 5.47% | 5.36% | +28 bps | |
| Efficiency Ratio | 61.08% | 62.35% | 61.14% | 50.83% | 51.40% | -968 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 20.38% | 16.16% | 21.16% | 11.55% | 8.99% | -1,139 bps | |
| Loan Growth (YoY) | 12.93% | 5.92% | 7.15% | 11.92% | 13.44% | +51 bps | |
| Share Growth (YoY) | 25.85% | 19.16% | 25.30% | 11.13% | 8.41% | -1,744 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.26% | 3.17% | 2.12% | 2.22% | 2.08% | -18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.51% | 21.18% | 21.75% | 22.46% | 23.28% | +276 bps | |
| Net Worth / Assets | 20.51% | 21.18% | 21.75% | 22.46% | 23.28% | +276 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.35% | 77.43% | 77.00% | 80.23% | 83.02% | +368 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |