Questa
Questa, NM · Charter 66252 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$32.6MAssets
$19.6MLoans
$23.7MShares
$7.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 99% of credit unions under $1B in assets (rank 10 of 1683).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets (rank 1461 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
3.20%
Rank 10 of 1,683
Net Interest Margin
5.36%
Rank 88 of 1,683
Efficiency Ratio
51.40%
Rank 74 of 1,682
Equity / Assets
23.27%
Rank 136 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.20% | 0.35% | 0.74% | 1.18% | Beats 99% | 10 / 1,683 | | |
| Return on Equity | 13.75% | 2.67% | 5.89% | 8.74% | Beats 96% | 75 / 1,681 | | |
| Net Interest Margin | 5.36% | 3.31% | 3.82% | 4.32% | Beats 95% | 88 / 1,683 | | |
| Efficiency Ratio | 51.40% | 68.91% | 78.20% | 86.93% | Beats 96% | 74 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.08% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,461 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.27% | 10.44% | 12.89% | 16.53% | Beats 92% | 136 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.27% | 10.44% | 12.89% | 16.53% | Beats 92% | 136 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.02% | 52.61% | 69.38% | 83.50% | 74th pctl | 430 / 1,683 | | |
| Loans / Assets | 60.23% | 44.71% | 59.18% | 70.72% | 52nd pctl | 804 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |