New Hampshire Postal
Manchester, NH · Charter 66207 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$68.5MAssets
$13.9MLoans
$52.8MShares
$15.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets (rank 65 of 1682).
- Widest gap: net interest margin trails 51% of credit unions under $1B in assets (rank 854 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.99%
Rank 79 of 1,683
Net Interest Margin
3.80%
Rank 854 of 1,683
Efficiency Ratio
50.50%
Rank 65 of 1,682
Equity / Assets
22.59%
Rank 146 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.99% | 0.35% | 0.74% | 1.18% | Beats 95% | 79 / 1,683 | |
| Return on Equity | 8.82% | 2.67% | 5.89% | 8.74% | Beats 75% | 415 / 1,681 | |
| Net Interest Margin | 3.80% | 3.31% | 3.82% | 4.32% | Beats 49% | 854 / 1,683 | |
| Efficiency Ratio | 50.50% | 68.91% | 78.20% | 86.93% | Beats 96% | 65 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.26% | 0.65% | 1.29% | Beats 91% | 160 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.59% | 10.44% | 12.89% | 16.53% | Beats 91% | 146 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.59% | 10.44% | 12.89% | 16.53% | Beats 91% | 146 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 26.24% | 52.61% | 69.38% | 83.50% | 4th pctl | 1,624 / 1,683 | |
| Loans / Assets | 20.24% | 44.71% | 59.18% | 70.72% | 3rd pctl | 1,631 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |