PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

St Joachim Parish

Chicago, IL · Charter 66197

Q2 1995

$79KAssets
$3KLoans
$68KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.70%.
  • Asset quality: problem loans at 12.38% of loans.
  • Funding: loans stand at 4.33% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

1.70%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets0.98%1.63%1.70%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans4.45%15.09%12.38%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans14.54%24.38%54.86%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares14.38%12.77%4.33%n/a
Liquid Assets / Assets0.00%0.00%36.46%n/a