Aztec, NM · Charter 66185
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.14% | 0.06% | 0.20% | 1.56% | 1.01% | +116 bps | |
| Return on Equity | -1.05% | 0.41% | 1.53% | 11.74% | 7.81% | +886 bps | |
| Net Interest Margin | 3.75% | 3.77% | 3.64% | 3.19% | 3.15% | -60 bps | |
| Efficiency Ratio | 83.55% | 85.48% | 85.12% | 51.02% | 80.50% | -305 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.20% | -2.26% | 2.72% | 6.93% | 8.76% | +1,496 bps | |
| Loan Growth (YoY) | -9.67% | -6.90% | -10.54% | -15.46% | -24.38% | -1,471 bps | |
| Share Growth (YoY) | -6.18% | -1.81% | 2.83% | 6.75% | 9.21% | +1,539 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.65% | 1.69% | 0.81% | 1.68% | 1.95% | +30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.70% | 13.83% | 13.26% | 13.33% | 12.95% | -74 bps | |
| Net Worth / Assets | 13.70% | 13.83% | 13.26% | 13.33% | 12.95% | -74 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 63.74% | 63.10% | 54.89% | 48.06% | 44.13% | -1,961 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |