Anchorage, AK · Charter 66157
NCUA · 15 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.84% | 0.96% | 1.11% | 0.89% | 1.21% | 1.03% | 1.40% | 1.18% | +29 bps | |
| Return on Equity | 6.37% | 7.18% | 8.32% | 6.51% | 8.70% | 7.44% | 9.92% | 8.25% | +174 bps | |
| Net Interest Margin | 4.23% | 4.25% | 4.39% | 4.51% | 4.58% | 4.59% | 4.83% | 4.50% | -1 bps | |
| Efficiency Ratio | 73.96% | 74.12% | 73.21% | 72.48% | 68.34% | 70.31% | 70.88% | 70.74% | -173 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.47% | -3.34% | -3.80% | 1.64% | 3.76% | 3.90% | 2.62% | 14.68% | +1,304 bps | |
| Loan Growth (YoY) | 1.08% | 2.14% | 4.32% | 7.34% | 10.30% | 6.16% | 5.53% | 16.15% | +882 bps | |
| Share Growth (YoY) | -5.19% | -1.47% | 2.22% | 4.47% | 5.37% | 5.44% | 4.22% | 17.91% | +1,343 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.22% | 1.01% | 0.86% | 1.09% | 1.04% | 0.96% | 0.80% | 1.01% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.20% | 13.34% | 13.38% | 13.65% | 13.96% | 13.87% | 14.15% | 14.25% | +60 bps | |
| Net Worth / Assets | 13.20% | 13.34% | 13.38% | 13.65% | 13.96% | 13.87% | 14.15% | 14.25% | +60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 95.18% | 94.36% | 94.07% | 97.87% | 99.64% | 95.00% | 95.25% | 96.42% | -145 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |