Springfield, CO · Charter 66155
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.44% | 1.56% | 1.56% | 1.64% | 1.57% | +13 bps | |
| Return on Equity | 8.12% | 8.27% | 8.22% | 8.48% | 8.10% | -3 bps | |
| Net Interest Margin | 4.30% | 4.60% | 4.65% | 4.90% | 4.86% | +56 bps | |
| Efficiency Ratio | 69.25% | 68.87% | 68.99% | 68.76% | 68.88% | -37 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.13% | 8.47% | 4.83% | 0.73% | -0.73% | -1,286 bps | |
| Loan Growth (YoY) | 4.63% | 4.31% | 5.08% | 8.58% | 13.35% | +872 bps | |
| Share Growth (YoY) | 14.42% | 8.62% | 3.97% | -1.08% | -2.74% | -1,716 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.03% | 0.08% | 0.39% | 0.23% | 0.16% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.73% | 18.81% | 19.00% | 19.36% | 19.42% | +170 bps | |
| Net Worth / Assets | 17.73% | 18.81% | 19.00% | 19.36% | 19.42% | +170 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.02% | 97.59% | 100.71% | 99.15% | 104.90% | +1,489 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |