PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Local 18-B

Chicago, IL · Charter 66136

Q2 1995

$136KAssets
$7KLoans
$71KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.04%.
  • Asset quality: problem loans at 23.84% of loans.
  • Funding: loans stand at 10.34% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

2.04%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets1.37%1.30%2.04%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans18.45%5.83%23.84%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans37.65%46.77%131.91%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares30.88%24.32%10.34%n/a
Liquid Assets / Assets81.27%82.78%85.06%n/a