Tucson Old Pueblo
Tucson, AZ · Charter 66116 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 2 branches
Q4 2024
$211.2MAssets
$140.4MLoans
$202.2MShares
$14.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 61% of credit unions under $1B in assets (rank 667 of 1721).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1701 of 1723).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.12%
Rank 1,418 of 1,724
Net Interest Margin
3.45%
Rank 992 of 1,723
Efficiency Ratio
87.76%
Rank 1,299 of 1,721
Equity / Assets
6.86%
Rank 1,701 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.25% | 0.67% | 1.13% | Beats 18% | 1,418 / 1,724 | | |
| Return on Equity | 1.79% | 1.95% | 5.34% | 8.54% | Beats 24% | 1,311 / 1,723 | | |
| Net Interest Margin | 3.45% | 3.03% | 3.61% | 4.27% | Beats 42% | 992 / 1,723 | | |
| Efficiency Ratio | 87.76% | 69.84% | 78.36% | 87.50% | Beats 25% | 1,299 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.28% | 0.70% | 1.38% | Beats 61% | 667 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.86% | 10.16% | 12.41% | 16.03% | Beats 1% | 1,702 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.86% | 10.15% | 12.41% | 16.03% | Beats 1% | 1,701 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.43% | 55.95% | 72.66% | 85.34% | 45th pctl | 948 / 1,722 | | |
| Loans / Assets | 66.47% | 47.91% | 62.00% | 72.82% | 60th pctl | 685 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |