Omaha, NE · Charter 66108
Q2 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Omaha, NE · Charter 66108
Q2 2001
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1999 | Q4 1999 | Q2 2000 | Q4 2000 | Q2 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.76% | 1.59% | -1.48% | -0.32% | 0.11% | -365 bps | |
| Return on Equity | n/a | n/a | n/a | -2.14% | 0.64% | n/a | |
| Net Interest Margin | n/a | 6.60% | 4.14% | 5.30% | 5.33% | n/a | |
| Efficiency Ratio | n/a | 78.86% | 119.43% | 100.57% | 98.35% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | 15.60% | 12.95% | 23.20% | 7.97% | -5.51% | -2,111 bps | |
| Loan Growth (YoY) | 9.90% | 23.00% | 25.51% | 6.61% | -0.30% | -1,020 bps | |
| Share Growth (YoY) | 16.49% | 9.32% | 18.97% | -10.51% | -8.22% | -2,471 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.74% | 2.18% | 1.23% | 0.62% | 0.44% | -30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.50% | 0.61% | 0.54% | 0.54% | 0.50% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | 14.90% | 16.80% | n/a | |
| Net Worth / Assets | n/a | n/a | n/a | 14.90% | 16.80% | n/a | |
| Liquidity & Funding | |||||||
| Loans / Shares | 111.51% | 118.98% | 119.24% | 131.52% | 121.13% | +962 bps | |
| Liquid Assets / Assets | 1.89% | 0.93% | 1.59% | 2.68% | -3.20% | -509 bps | |