New Knoxville, OH · Charter 66066
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.39% | 0.53% | 0.36% | 0.62% | 0.70% | +31 bps | |
| Return on Equity | 4.35% | 5.97% | 4.24% | 7.09% | 7.79% | +344 bps | |
| Net Interest Margin | 2.20% | 2.25% | 2.05% | 2.32% | 2.37% | +17 bps | |
| Efficiency Ratio | 82.38% | 76.42% | 82.44% | 73.65% | 70.60% | -1,178 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.31% | 4.82% | 10.65% | 9.47% | 5.65% | +334 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | 2.35% | 5.02% | 11.27% | 9.88% | 5.60% | +326 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Risk-Based Capital | 8.96% | 8.96% | 8.54% | 8.70% | 9.01% | +4 bps | |
| Net Worth / Assets | 8.96% | 8.96% | 8.54% | 8.70% | 9.01% | +4 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |