The Way
New Knoxville, OH · Charter 66066 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$15.4MAssets
$0KLoans
$14.0MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 71% of credit unions under $1B in assets (rank 485 of 1682).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1632 of 1683).
- Overall: at or above the peer median on 2 of 6 directional measures.
Return on Assets
0.70%
Rank 885 of 1,683
Net Interest Margin
2.38%
Rank 1,632 of 1,683
Efficiency Ratio
70.65%
Rank 485 of 1,682
Equity / Assets
9.01%
Rank 1,506 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.35% | 0.74% | 1.18% | Beats 47% | 885 / 1,683 | | |
| Return on Equity | 7.79% | 2.67% | 5.89% | 8.74% | Beats 68% | 541 / 1,681 | | |
| Net Interest Margin | 2.38% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,632 / 1,683 | | |
| Efficiency Ratio | 70.65% | 68.91% | 78.20% | 86.93% | Beats 71% | 485 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.01% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,506 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.01% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,506 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 52.61% | 69.38% | 83.50% | 0th pctl | 1,683 / 1,683 | | |
| Loans / Assets | 0.00% | 44.71% | 59.18% | 70.72% | 0th pctl | 1,683 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |