New Haven, CT · Charter 66044
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.01% | 0 bps | |
| Return on Equity | 0.02% | 0.02% | 0.03% | 0.03% | 0.04% | 0.04% | 0.06% | 0.04% | +1 bps | |
| Net Interest Margin | 1.63% | 1.68% | 1.79% | 1.85% | 1.86% | 1.91% | 2.02% | 2.06% | +21 bps | |
| Efficiency Ratio | 99.86% | 99.87% | 99.81% | 99.78% | 99.75% | 99.75% | 99.64% | 99.75% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -9.87% | -7.61% | -6.35% | -6.42% | -3.90% | -5.65% | -5.30% | -2.95% | +347 bps | |
| Loan Growth (YoY) | -3.62% | 2.05% | -3.43% | -6.03% | -0.48% | -0.91% | 1.01% | -10.05% | -402 bps | |
| Share Growth (YoY) | -10.89% | -8.41% | -7.29% | -7.52% | -4.75% | -6.75% | -6.33% | -3.72% | +380 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.34% | 0.27% | 0.27% | 0.36% | 0.27% | 0.00% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.97% | 1.90% | 2.05% | 2.01% | 1.98% | 1.92% | 2.03% | 1.93% | -8 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.77% | 11.76% | 11.79% | 12.19% | 12.25% | 12.47% | 12.45% | 12.57% | +38 bps | |
| Net Worth / Assets | 11.77% | 11.76% | 11.79% | 12.19% | 12.25% | 12.47% | 12.45% | 12.57% | +38 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 28.44% | 29.37% | 27.39% | 29.06% | 29.72% | 31.20% | 29.54% | 27.14% | -191 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |