Hoisington, KS · Charter 66036
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
51
Asset Quality
3
Profitability
55
Liquidity
20
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hoisington, KS · Charter 66036
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.62% | 0.72% | 0.92% | 0.95% | 0.93% | +32 bps | |
| Return on Equity | 4.88% | 5.61% | 7.03% | 7.31% | 7.16% | +228 bps | |
| Net Interest Margin | 3.03% | 3.00% | 3.24% | 3.80% | 3.59% | +57 bps | |
| Efficiency Ratio | 76.92% | 73.41% | 69.30% | 72.99% | 71.85% | -506 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.58% | 4.80% | 2.98% | 4.59% | 5.37% | +79 bps | |
| Loan Growth (YoY) | 0.53% | 22.06% | 20.41% | 27.24% | 16.46% | +1,593 bps | |
| Share Growth (YoY) | 4.58% | 4.66% | 2.29% | 3.94% | 4.64% | +6 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.17% | 0.00% | 0.00% | 0.00% | 5.71% | +553 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.32% | 4.60% | 4.51% | 4.53% | 4.78% | -55 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.62% | 12.77% | 13.02% | 12.95% | 13.03% | +41 bps | |
| Net Worth / Assets | 12.62% | 12.77% | 13.02% | 12.95% | 13.03% | +41 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.25% | 46.88% | 48.05% | 47.11% | 44.79% | +455 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hoisington, KS · Charter 66036 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.94%
Rank 640 of 1,683
Net Interest Margin
3.62%
Rank 1,019 of 1,683
Efficiency Ratio
70.37%
Rank 468 of 1,682
Equity / Assets
13.01%
Rank 818 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.94% | 0.35% | 0.74% | 1.18% | Beats 62% | 640 / 1,683 | |
| Return on Equity | 7.22% | 2.67% | 5.89% | 8.74% | Beats 63% | 619 / 1,681 | |
| Net Interest Margin | 3.62% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,019 / 1,683 | |
| Efficiency Ratio | 70.37% | 68.91% | 78.20% | 86.93% | Beats 72% | 468 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 5.70% | 0.26% | 0.65% | 1.29% | Beats 3% | 1,636 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.01% | 10.44% | 12.89% | 16.53% | Beats 51% | 818 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.01% | 10.44% | 12.89% | 16.53% | Beats 51% | 818 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 44.81% | 52.61% | 69.38% | 83.50% | 16th pctl | 1,408 / 1,683 | |
| Loans / Assets | 38.83% | 44.71% | 59.18% | 70.72% | 17th pctl | 1,398 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||