Stamford, CT · Charter 66002
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.39% | 0.39% | 0.55% | 0.55% | 0.62% | 0.69% | 0.71% | 0.70% | +15 bps | |
| Return on Equity | 3.42% | 3.40% | 4.79% | 4.72% | 5.10% | 5.68% | 5.90% | 5.63% | +91 bps | |
| Net Interest Margin | 2.70% | 2.73% | 2.78% | 2.89% | 3.02% | 3.04% | 3.11% | 3.23% | +34 bps | |
| Efficiency Ratio | 89.51% | 89.70% | 86.44% | 86.72% | 85.72% | 84.18% | 83.70% | 84.47% | -225 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.54% | -1.78% | -1.58% | -4.60% | -2.37% | -2.35% | -0.88% | -1.49% | +311 bps | |
| Loan Growth (YoY) | -8.71% | -12.21% | -12.80% | -12.40% | -12.03% | -7.73% | -4.62% | -5.81% | +658 bps | |
| Share Growth (YoY) | -3.72% | -2.32% | -1.98% | -5.68% | -3.31% | -3.11% | -1.51% | -2.37% | +331 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.41% | 1.73% | 1.93% | 1.01% | 0.76% | 0.96% | 1.06% | 1.42% | +41 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.46% | 11.33% | 11.43% | 11.71% | 12.12% | 12.12% | 12.05% | 12.44% | +73 bps | |
| Net Worth / Assets | 11.46% | 11.33% | 11.43% | 11.71% | 12.12% | 12.12% | 12.05% | 12.44% | +73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 20.91% | 20.42% | 19.03% | 18.97% | 19.02% | 19.45% | 18.43% | 18.30% | -67 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |