PackageTrendsPeer
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Santa Fe - Topeka

Topeka, KS · Charter 65999

Q3 1999

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 1999, the quarter ended September 30, 1999, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Santa Fe - Topeka

Topeka, KS · Charter 65999

Q3 1999

$42.7MAssets
$36.3MLoans
$46.9MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -24.06%, down 2,581 bps year over year; NIM at 5.30%.
  • Asset quality: problem loans at 0.98% of loans (-132 bps YoY).
  • Funding: loans stand at 77.47% of shares as of Q3 1999.

Return on Assets (YTD, annualized)

-24.06%-2,581 bps YoY

Net Interest Margin (YTD, annualized)

5.30%
n/a

Efficiency Ratio (YTD, annualized)

89.72%
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999YoY ΔTrend
Earnings
Return on Assets4.48%4.65%5.19%1.75%0.17%3.18%-25.38%-24.06%-2,581 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a5.30%n/an/a
Efficiency Ration/an/an/an/an/an/an/a89.72%n/an/a
Growth
Asset Growth (YoY)24.90%27.97%21.19%12.28%4.23%-1.36%-17.50%-25.38%-3,766 bps
Loan Growth (YoY)32.25%23.11%22.17%13.14%1.26%-2.89%-12.73%-27.33%-4,047 bps
Share Growth (YoY)25.46%30.90%21.53%15.91%9.92%3.29%-0.15%-10.94%-2,685 bps
Asset Quality
Delinquent Loans / Loans1.77%1.74%1.74%2.29%1.92%2.17%6.44%0.98%-132 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.42%1.50%1.46%2.86%3.05%3.45%18.25%8.86%+600 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares96.09%92.45%97.05%94.93%88.51%86.92%84.82%77.47%-1,747 bps
Liquid Assets / Assets6.05%9.87%4.70%5.19%7.59%10.89%13.79%9.64%+445 bps