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Norwalk Hospital

Norwalk, CT · Charter 65954

NCUA · 1 branch

Q2 2026

$33.0MAssets
$5.7MLoans
$30.0MShares
$2.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.07%, up 31 bps year over year; NIM at 1.82%.
  • Asset quality: problem loans at 1.69% of loans (-264 bps YoY).
  • Capital: net worth / assets of 8.90%, up 19 bps from a year ago.
  • Funding: loans stand at 19.00% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

-0.07%+31 bps YoY

Net Interest Margin (quarter, annualized)

1.82%+52 bps YoY

Efficiency Ratio (quarter, annualized)

99.48%-1,186 bps YoY

Net Worth / Assets

8.90%+19 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.37%-0.09%-0.09%-0.26%-0.07%+31 bps
Return on Equity-4.27%-0.99%-0.93%-2.95%-0.73%+353 bps
Net Interest Margin1.30%1.46%1.56%1.71%1.82%+52 bps
Efficiency Ratio111.34%98.55%98.21%107.74%99.48%-1,186 bps
Growth
Asset Growth (YoY)-5.69%-1.68%-4.51%-2.96%-1.38%+431 bps
Loan Growth (YoY)-18.89%-15.83%-14.13%-18.70%-16.70%+219 bps
Share Growth (YoY)-5.64%-1.62%-4.83%-3.26%-1.57%+406 bps
Asset Quality
Delinquent Loans / Loans4.33%2.49%2.13%1.89%1.69%-264 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital8.70%9.05%9.10%8.94%8.90%+19 bps
Net Worth / Assets8.70%9.05%9.10%8.94%8.90%+19 bps
Liquidity & Funding
Loans / Shares22.45%22.55%21.06%19.58%19.00%-345 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps