Peoria, IL · Charter 65905
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.42% | 0.05% | -2.97% | -0.06% | -0.25% | -0.62% | -0.66% | +231 bps | |
| Return on Equity | 1.12% | 0.97% | 0.13% | -6.95% | -0.14% | -0.58% | -1.43% | -1.55% | +541 bps | |
| Net Interest Margin | 4.38% | 4.39% | 4.03% | 0.08% | 4.06% | 4.17% | 4.06% | 3.95% | +387 bps | |
| Efficiency Ratio | 89.69% | 90.99% | 98.69% | 341% | 101.35% | 105.77% | 114.68% | 116.15% | -22,473 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.93% | -4.20% | -3.08% | -3.50% | 1.88% | -1.54% | -2.57% | -2.16% | +134 bps | |
| Loan Growth (YoY) | 15.30% | 6.13% | 4.12% | 7.48% | 7.50% | 4.98% | 0.97% | -9.33% | -1,681 bps | |
| Share Growth (YoY) | -9.04% | -7.74% | -5.63% | -7.02% | 3.27% | -2.26% | -3.74% | -1.87% | +515 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.01% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.40% | 0.46% | 0.48% | 0.50% | 0.53% | 0.60% | 0.62% | 0.69% | +19 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 42.90% | 42.91% | 42.31% | 42.73% | 42.12% | 43.33% | 43.00% | 42.56% | -17 bps | |
| Net Worth / Assets | 42.90% | 42.91% | 42.31% | 42.73% | 42.12% | 43.33% | 43.00% | 42.56% | -17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.23% | 91.59% | 94.83% | 99.29% | 98.09% | 98.38% | 99.47% | 91.74% | -755 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |