PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

T I

Carbondale, IL · Charter 65885

Q4 1994

$148KAssets
$57KLoans
$117KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.05%.
  • Asset quality: problem loans at 2.64% of loans.
  • Funding: loans stand at 48.31% of shares as of Q4 1994.

Financial Results

Return on Assets (quarter, annualized)

3.05%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets2.84%3.05%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.33%2.64%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans6.44%9.91%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares59.79%48.31%n/a
Liquid Assets / Assets51.54%59.62%n/a