New Haven, CT · Charter 65862
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.06% | 0.06% | 0.36% | -0.15% | -0.17% | -0.04% | 1.21% | 0.68% | +83 bps | |
| Return on Equity | -0.22% | 0.21% | 1.34% | -0.59% | -0.65% | -0.16% | 4.61% | 2.59% | +318 bps | |
| Net Interest Margin | 4.31% | 4.36% | 4.16% | 4.08% | 4.16% | 4.24% | 5.33% | 4.73% | +65 bps | |
| Efficiency Ratio | 101.30% | 98.73% | 91.59% | 103.69% | 104.01% | 100.96% | 79.04% | 86.04% | -1,765 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -19.03% | -3.39% | -6.72% | -2.84% | 0.43% | 1.14% | 2.60% | 1.06% | +390 bps | |
| Loan Growth (YoY) | 5.04% | 1.41% | -0.22% | -3.58% | -6.22% | -7.34% | -4.70% | -1.51% | +206 bps | |
| Share Growth (YoY) | -26.13% | -7.38% | -11.24% | -6.42% | -0.98% | -0.29% | 2.07% | 0.22% | +664 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.86% | 0.50% | 0.83% | 0.00% | 0.00% | -86 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.50% | 0.50% | 0.52% | 0.54% | 0.53% | 0.54% | 0.55% | 0.54% | +1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.40% | 26.45% | 26.65% | 26.17% | 26.17% | 26.10% | 26.17% | 26.26% | +9 bps | |
| Net Worth / Assets | 26.40% | 26.45% | 26.65% | 26.17% | 26.17% | 26.10% | 26.17% | 26.26% | +9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 50.97% | 50.88% | 49.38% | 47.48% | 48.27% | 47.29% | 46.10% | 46.66% | -82 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |