PackageTrendsPeer
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Mutual First

Omaha, NE · Charter 65853

Q1 1995

$65.3MAssets
$28.5MLoans
$57.0MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.85%, down 83 bps year over year.
  • Asset quality: problem loans at 0.06% of loans (-10 bps YoY).
  • Funding: loans stand at 50.04% of shares as of Q1 1995.

Financial Results

Return on Assets (YTD, annualized)

3.85%-83 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995YoY ΔTrend
Earnings
Return on Assets4.68%4.76%4.78%4.62%3.85%-83 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-4.57%n/an/a
Loan Growth (YoY)n/an/an/an/a6.46%n/an/a
Share Growth (YoY)n/an/an/an/a-6.22%n/an/a
Asset Quality
Delinquent Loans / Loans0.16%0.12%0.10%0.10%0.06%-10 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.64%0.62%0.58%0.57%0.53%-12 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares44.08%47.86%50.36%51.02%50.04%+596 bps
Liquid Assets / Assets23.30%20.97%21.90%21.78%23.29%-1 bps