Chicago, IL · Charter 65843
NCUA · 2 branches
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.11% | 0.26% | 0.31% | 0.22% | 0.50% | +39 bps | |
| Return on Equity | 0.85% | 1.92% | 2.27% | 1.57% | 3.46% | +261 bps | |
| Net Interest Margin | 3.23% | 3.40% | 3.57% | 3.72% | 3.87% | +64 bps | |
| Efficiency Ratio | 95.44% | 92.32% | 90.98% | 92.81% | 87.39% | -805 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.58% | 2.34% | -2.92% | -3.42% | -7.09% | -1,267 bps | |
| Loan Growth (YoY) | -5.61% | -6.33% | -9.60% | -11.20% | -11.84% | -623 bps | |
| Share Growth (YoY) | 6.14% | 2.51% | -3.20% | -4.38% | -8.24% | -1,439 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.91% | 0.88% | 0.94% | 0.26% | 0.10% | -80 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.26% | 13.50% | 13.84% | 14.01% | 14.46% | +121 bps | |
| Net Worth / Assets | 13.26% | 13.50% | 13.84% | 14.01% | 14.46% | +121 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.38% | 59.90% | 59.19% | 58.96% | 58.01% | -237 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |