Hartford, CT · Charter 65817
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.19% | -0.39% | 0.41% | 0.45% | 0.37% | 0.15% | 0.01% | 0.04% | -41 bps | |
| Return on Equity | 1.69% | -3.56% | 3.75% | 4.15% | 3.36% | 1.35% | 0.14% | 0.38% | -377 bps | |
| Net Interest Margin | 2.50% | 2.57% | 2.91% | 2.92% | 2.95% | 2.98% | 2.80% | 2.84% | -8 bps | |
| Efficiency Ratio | 93.61% | 92.83% | 86.37% | 85.42% | 87.93% | 91.72% | 98.48% | 97.70% | +1,228 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.88% | 0.78% | 1.11% | 3.95% | 4.76% | 3.53% | 4.64% | 2.17% | -178 bps | |
| Loan Growth (YoY) | 1.75% | 1.54% | 1.36% | -1.91% | -2.50% | -1.35% | -0.23% | 5.91% | +783 bps | |
| Share Growth (YoY) | 0.38% | 0.21% | 0.79% | 2.80% | 6.30% | 3.52% | 5.13% | 1.51% | -129 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.01% | 0.83% | 0.81% | 0.80% | 1.77% | 1.86% | 2.11% | 2.19% | +139 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.03% | 11.00% | 11.01% | 10.72% | 10.87% | 10.77% | 10.57% | 10.43% | -28 bps | |
| Net Worth / Assets | 11.03% | 11.00% | 11.01% | 10.72% | 10.87% | 10.77% | 10.57% | 10.43% | -28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.87% | 62.93% | 61.27% | 58.68% | 59.50% | 59.97% | 58.14% | 61.22% | +254 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |