Hartford, CT · Charter 65817
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.45% | 0.37% | 0.15% | 0.01% | 0.04% | -41 bps | |
| Return on Equity | 4.15% | 3.36% | 1.35% | 0.14% | 0.38% | -377 bps | |
| Net Interest Margin | 2.92% | 2.95% | 2.98% | 2.80% | 2.84% | -8 bps | |
| Efficiency Ratio | 85.42% | 87.93% | 91.72% | 98.48% | 97.70% | +1,228 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.95% | 4.76% | 3.53% | 4.64% | 2.17% | -178 bps | |
| Loan Growth (YoY) | -1.91% | -2.50% | -1.35% | -0.23% | 5.91% | +783 bps | |
| Share Growth (YoY) | 2.80% | 6.30% | 3.52% | 5.13% | 1.51% | -129 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.80% | 1.77% | 1.86% | 2.11% | 2.19% | +139 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.72% | 10.87% | 10.77% | 10.57% | 10.43% | -28 bps | |
| Net Worth / Assets | 10.72% | 10.87% | 10.77% | 10.57% | 10.43% | -28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 58.68% | 59.50% | 59.97% | 58.14% | 61.22% | +254 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |