Lincoln, NE · Charter 65816
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.41% | 1.42% | 1.39% | 1.12% | 1.07% | -34 bps | |
| Return on Equity | 10.58% | 10.27% | 9.98% | 8.05% | 7.65% | -292 bps | |
| Net Interest Margin | 3.97% | 4.03% | 3.96% | 3.88% | 3.84% | -13 bps | |
| Efficiency Ratio | 64.35% | 65.14% | 64.84% | 68.36% | 70.03% | +568 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.82% | 1.98% | 2.92% | 4.30% | 4.03% | -79 bps | |
| Loan Growth (YoY) | -0.40% | -3.97% | 0.21% | 0.89% | -5.33% | -493 bps | |
| Share Growth (YoY) | 3.79% | 2.09% | 1.36% | 3.51% | 3.81% | +2 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.55% | 0.51% | 0.30% | 0.08% | 0.11% | -44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.33% | 13.81% | 13.89% | 13.91% | 14.01% | +69 bps | |
| Net Worth / Assets | 13.33% | 13.81% | 13.89% | 13.91% | 14.01% | +69 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.44% | 40.44% | 40.28% | 39.30% | 37.79% | -365 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |