New Haven County
North Haven, CT · Charter 65809 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$35.0MAssets
$18.1MLoans
$31.1MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets (rank 109 of 1681).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets (rank 1436 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.32%
Rank 335 of 1,683
Net Interest Margin
4.22%
Rank 494 of 1,683
Efficiency Ratio
75.06%
Rank 676 of 1,682
Equity / Assets
10.48%
Rank 1,256 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.35% | 0.74% | 1.18% | Beats 80% | 335 / 1,683 | | |
| Return on Equity | 12.56% | 2.67% | 5.89% | 8.74% | Beats 94% | 109 / 1,681 | | |
| Net Interest Margin | 4.22% | 3.31% | 3.82% | 4.32% | Beats 71% | 494 / 1,683 | | |
| Efficiency Ratio | 75.06% | 68.91% | 78.20% | 86.93% | Beats 60% | 676 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.92% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,436 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.48% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,256 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.48% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,256 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.17% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,139 / 1,683 | | |
| Loans / Assets | 51.80% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,060 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |