Northwest Hills
Torrington, CT · Charter 65803 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$57.0MAssets
$29.4MLoans
$51.5MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets (rank 70 of 1681).
- Widest gap: equity / assets trails 87% of credit unions under $1B in assets (rank 1470 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.30%
Rank 348 of 1,683
Net Interest Margin
3.96%
Rank 702 of 1,683
Efficiency Ratio
73.01%
Rank 592 of 1,682
Equity / Assets
9.29%
Rank 1,470 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.35% | 0.74% | 1.18% | Beats 79% | 348 / 1,683 | | |
| Return on Equity | 14.02% | 2.67% | 5.89% | 8.74% | Beats 96% | 70 / 1,681 | | |
| Net Interest Margin | 3.96% | 3.31% | 3.82% | 4.32% | Beats 58% | 702 / 1,683 | | |
| Efficiency Ratio | 73.01% | 68.91% | 78.20% | 86.93% | Beats 65% | 592 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.26% | 0.65% | 1.29% | Beats 75% | 419 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.29% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,470 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.29% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,470 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.05% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,166 / 1,683 | | |
| Loans / Assets | 51.54% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,066 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |