Denver, CO · Charter 65788
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.57% | 0.34% | 0.10% | 0.42% | 0.47% | -10 bps | |
| Return on Equity | 5.66% | 3.41% | 1.00% | 4.08% | 4.53% | -113 bps | |
| Net Interest Margin | 3.16% | 3.18% | 3.23% | 3.22% | 3.24% | +8 bps | |
| Efficiency Ratio | 77.77% | 79.93% | 81.65% | 85.39% | 83.88% | +612 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.24% | -0.91% | -2.86% | -4.72% | -3.16% | -340 bps | |
| Loan Growth (YoY) | 4.79% | 0.23% | -1.87% | -4.30% | -2.71% | -749 bps | |
| Share Growth (YoY) | -1.26% | -0.30% | 2.38% | 0.57% | -0.76% | +49 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.46% | 0.54% | 1.68% | 1.71% | 0.50% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.00% | 10.09% | 10.02% | 10.23% | 10.30% | +31 bps | |
| Net Worth / Assets | 10.00% | 10.09% | 10.02% | 10.23% | 10.30% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.77% | 84.88% | 84.61% | 83.31% | 85.07% | -170 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |